Construction / Erection All Risks
Project protection across civil works, equipment installation, testing and third-party liability.
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Industry Expertise
Power & Utilities
Power and utility businesses depend on reliable assets and continuous service. Talisman coordinates construction, machinery, interruption and liability risks in one programme.
Recommended Programme
A starting point for power and utilities insurance
The following products provide a practical starting point. The final programme should reflect the project stage, generating assets, networks, contracts and availability requirements.
Operational Property
Asset cover designed around generation, transmission or utility infrastructure.
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Machinery Breakdown
Terms and deductibles aligned to equipment criticality and maintenance strategy.
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Business Interruption
Revenue protection calibrated to outage scenarios, tariffs and restart periods.
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Cyber & Liability
Options for network events, public liability and contractual exposures.
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Key Risk Considerations
What can disrupt a power and utility operation?
A well-designed programme should reflect how an incident could affect your assets, service availability, revenue and the public. These are some of the areas we consider when reviewing the risk.
Construction & commissioning
Testing, handover and interface risks can concentrate near completion.
Critical machinery
A single transformer, turbine or control component may determine availability.
Outage & revenue
Physical damage can trigger extended income loss and contractual consequences.
Network & cyber dependency
Operational technology and connected infrastructure create new failure paths.
How Talisman Helps
Aligning construction, generation and interruption
We help coordinate cover as projects move into operation and where asset availability determines revenue.
- Review of assets, contracts, timetables and availability requirements
- Coordination across project, property, machinery and interruption cover
- Claims preparation for repair, replacement and lost revenue
Let us review your Power & Utilities programme
Discuss your key exposures, current programme or upcoming renewal confidentially with our team.