Project definition, timeline and location
The contract works, site, project period and parties represented in the programme.
Projects & specialist risks
Construction All Risks
Cover civil works from site preparation through practical completion.
Construction All Risks addresses contract works, materials, temporary works and selected third-party liabilities during construction.
Introduction
What is Construction All Risks?
Construction All Risks is commonly considered by project owners, developers, contractors, lenders and joint ventures. It can address contract works, materials, temporary works and selected third-party liabilities during construction.
What it protects
What can the policy protect?
Construction All Risks should define the project and the physical work to be protected, together with any selected third-party liability.
All risks basis
Physical loss or damage is covered unless specifically excluded by the policy.
Third-party liability
Third-party liability can be included where required for the project.
Project timeline
The cover period should reflect mobilisation, construction, testing and the agreed maintenance period.
Common events
What types of loss can be covered?
The examples alongside help test the proposed programme against realistic situations. They guide the conversation but do not represent automatic cover.
Construction loss
Physical loss or damage occurs while the construction work is being carried out.
Complex liability
Project activities cause an insured third-party injury or property-damage allegation.
Programme context
Where this cover fits
Industry applications
The role of the cover should reflect the operation, contractual responsibilities and potential severity of loss.
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Infrastructure
For long-term projects and operating assets involving contractors, financiers and public responsibilities.
Power & Utilities
For essential infrastructure where equipment reliability, project delivery and service continuity are critical.
Real Estate
For owners, developers and operators balancing asset values, tenants, financing and public responsibilities.
Petrochemical, Oil & Gas
For technically complex operations with concentrated values, specialist contractors and severe loss potential.
Independent specialty risks review
Review Construction All Risks with Talisman.
Share your current wording, renewal terms or information about the requirement. We will help identify the practical next step.
Illustrative information only. Coverage, availability, limits and terms depend on the risk profile, insurer approval and final policy wording.