Property All Risks
Protection for factories, contents, utilities and declared inventory.
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Industry Expertise
Garment & Textiles
Garment and textile businesses depend on machinery, stock and reliable production schedules. Talisman coordinates these risks with transit, liability and workforce protection.
Recommended Programme
A starting point for garment and textile insurance
The following products provide a practical starting point. The final programme should reflect your facilities, machinery, stock, people and supply chain.
Machinery Breakdown
Cover for defined sudden and unforeseen equipment breakdown.
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Business Interruption
Financial protection calibrated to production bottlenecks and replacement periods.
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Marine Cargo
Annual transit cover for raw materials, machinery and finished goods.
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Product Liability
Options for defined third-party claims arising from supplied products.
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Employee Benefits
Health, life and accident structures matched to workforce priorities.
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Key Risk Considerations
What can disrupt a garment and textile operation?
A well-designed programme should reflect how an incident could affect your assets, production, people and supply chain. These are some of the areas we consider when reviewing the risk.
Fire & stock accumulation
Raw materials, work in progress and finished goods can create significant concentration.
Machinery dependency
Specialist equipment failure can interrupt multiple stages of production.
Supply-chain timing
Imported inputs and export commitments can magnify the effect of delay.
Product & workforce
Quality allegations and a substantial workforce require balanced liability and benefits.
How Talisman Helps
Linking production, stock and delivery commitments
We review facilities, machinery, material flows, supplier dependencies and buyer requirements as one connected operation.
- Mapping of sites, machinery, stock and seasonal peaks
- Alignment of property, interruption, cargo and liability cover
- Claims preparation for production and delivery disruption
Let us review your Garment & Textiles programme
Discuss your key exposures, current programme or upcoming renewal confidentially with our team.