Property All Risks
Buildings, contents, plant, equipment and declared improvements.
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Industry Expertise
Hotels & Hospitality
Hotels depend on both physical assets and uninterrupted guest service. Talisman coordinates protection for the property, revenue, guests, systems and people behind the operation.
Recommended Programme
A starting point for hospitality insurance
The following products provide a practical starting point. The final programme should reflect your property, guests, people, revenue and service obligations.
Business Interruption
Loss of revenue and increased cost of working following insured damage.
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Public Liability
Protection for defined guest and third-party bodily injury or property damage claims.
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Money & Crime
Options for money, employee dishonesty and specified theft exposures.
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Cyber
Support for privacy, breach response and network interruption exposures.
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Employee Benefits
Health, life and accident programmes designed for the workforce profile.
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Key Risk Considerations
What can disrupt a hotel operation?
A well-designed programme should reflect how an incident could affect your property, guests, revenue and reputation. These are some of the areas we consider when reviewing the risk.
Property & equipment
Buildings, kitchens, plant and guest facilities are exposed around the clock.
Guest & public liability
Food, facilities, events and third-party operators create varied responsibilities.
Revenue interruption
Even partial closure can affect occupancy, events and brand perception.
People & data
A large workforce and guest payment data require coordinated protection.
How Talisman Helps
Balancing property, guests and service continuity
We help coordinate property, revenue, liability, people and guest-related exposures within one programme.
- Review of property, occupancy, revenue and guest services
- Coordination across property, liability and people cover
- Claims preparation focused on restoring operations with minimal disruption
Let us review your Hotels & Hospitality programme
Discuss your key exposures, current programme or upcoming renewal confidentially with our team.