Property & Stock
A coordinated basis for stores, offices, warehouses, contents and inventory.
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Industry Expertise
Retail
Retail businesses depend on many locations, moving stock, digital systems and people. Talisman brings these risks together under one coordinated programme.
Recommended Programme
A starting point for retail insurance
The following products provide a practical starting point. The final programme should reflect your locations, stock, customers, people, payments and digital operations.
Business Interruption
Revenue and increased-cost cover following insured physical loss.
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Public & Product Liability
Protection for defined customer and product-related claims.
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Cyber
Incident response, privacy and network interruption options for connected retail.
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Crime & Money
Options for cash, theft, employee dishonesty and specified fraud events.
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Employee Benefits
Scalable health, life and accident programmes for a distributed workforce.
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Key Risk Considerations
What can disrupt a retail operation?
A well-designed programme should reflect how an incident could affect your locations, stock, customers and systems. These are some of the areas we consider when reviewing the risk.
Multi-site assets & stock
Values and protections can vary significantly across stores and distribution points.
Customer liability
High footfall, products and promotions increase public and product exposures.
Payments & cyber
Connected sales, loyalty and payment systems create data and interruption risk.
People & crime
Distributed teams, cash and inventory require practical controls and cover.
How Talisman Helps
Coordinating locations, stock and customer activity
We help align cover across location networks, changing stock, people, payments and customer interactions.
- Review of locations, stock, sales and digital dependencies
- Coordination across property, liability, cyber and people cover
- Claims preparation focused on restoring trading and customer service
Let us review your Retail programme
Discuss your key exposures, current programme or upcoming renewal confidentially with our team.